Fees, Policies, and Coverage
Transparent information regarding sessions, costs, and client expectations.
1. Session Fees & Structure
Intake Assessment Session
$150 CAD (no HST)
Duration: 75 minutes. This initial session is for assessment, discussing your needs, and creating a tentative roadmap for your healing. Sessions can be conducted in person or virtually.
Individual Therapy Sessions
$150 CAD (no HST)
Duration: 50 minutes. Ongoing individual sessions are conducted in-person or virtually. Frequency is typically weekly or biweekly, depending on your needs.
Couple Therapy Sessions
$200 CAD (no HST)
Duration: 75 minutes. These sessions provide a structured space to explore relationship dynamics, improve communication, and work toward shared goals.
Sliding Scale Fee Option
I am committed to making therapy accessible and equitable. To discuss adjusting fees based on your financial situation, please reach out at lilinqiutherapy@gmail.com.
2. Cancellation & Payment
We require at least 24 hours’ notice by emailing lilinqiutherapy@gmail.com to cancel or reschedule an appointment.
MANDATORY NOTICE:
The full session fee will be charged for missed appointments or cancellations made with less than 24 hours’ notice. A valid credit card is required to be kept on file for all bookings.
Payment & Receipts
I accept Interac e-transfer and credit card payments. A valid credit card is required to be kept securely on file.
Refunds: Fees paid for psychotherapy sessions are non-refundable.
Billing: I DO NOT OFFER DIRECT BILLING to extended health insurance providers at this time.
As a Registered Psychotherapist (RP-Q), I provide official receipts after payment, which you may submit to your insurance provider for reimbursement.
3. Insurance & Extended Health
Private sessions are NOT covered by OHIP. However, many employer and extended health benefit plans provide coverage for services offered by a Registered Psychotherapist (RP).
How to Check Your Coverage:
We recommend reviewing your insurance policy carefully to confirm how mental health services are listed (sometimes under “psychotherapy,” “social work,” or “counseling”). Be sure to check:
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The fee coverage per session (Intake vs. Regular).
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The total number of sessions covered annually.
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Whether prior approval or a referral from your physician is required.
Major Insurance Providers List:
I am listed with most major insurance providers, including:
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Telus e-claims: (Canada Life, PSHCP, Canadian Construction Workers Union, Manulife, Desjardins Insurance, IA, and more)
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Provider Connect: (Greenshield Canada, Empire Life, MEDIC, SSQ)
3. Confidentiality & Its Limits
All sessions are conducted privately and confidentially through a secure online platform. Your safety is our top priority, and confidentiality may be breached only when safety concerns arise, as required by law (CRPO Code of Ethics).
Mandatory Disclosure Situations:
Confidentiality may be breached in the following situations:
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Risk of harm to yourself or others.
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Abuse or neglect of a minor.
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Sexual abuse by a regulated health professional.
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Court order requiring disclosure.
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Audit by the College of Registered Psychotherapists of Ontario (CRPO).
Clinical Supervision: To ensure the highest quality of care, I regularly participate in supervision. Your case may be reviewed with an experienced psychotherapist/clinical social worker, but no identifying information will be shared. Your privacy remains protected.